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American Consumer Credit LLC
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Not returning calls
By: Oct 11, 2018In March of 2018 we signed a contract with Aconsumercredit to work for us, and paid $2,550.00 up front for them to get us out of a fraudulent timeshare contract we had recently entered into. Their attorney, Michael Saracco, guaranteed our money back if not successful in 12 months. We have just learned that this company was a total SCAM and would like our funds returned.
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My demands:
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Full refund of money paid
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User Recommendation:
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Stay away
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Resolution:
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Unresolved
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Also reported:
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Phone:
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800-611-0631
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Monetary damages:
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$2,550.00
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- Did you find this complaint useful?
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Yes (3)
No (0)
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Not returning my repeated phone calls
By: Oct 08, 2018In March 2017 we paid American Consumer Credit $2650.00 to get us out of our time share. At first we could call and check on our account, in December, 2017 we recieved a final paper to sign to send to time share, ACC said it would be final when the Timeshare sent us papers to sign and they would help us with the papers. It was going to be 30-60 days for timeshare to send us final papers. I have repeatly called ACC after the 60 days and no return calls, voice box full etc. I just want to know if timeshare is closed or return my money per their contract if they don't get results they will give full refund.
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My demands:
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I want the final results or my $2650.00 back.
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User Recommendation:
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I don't recommend them
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Resolution:
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Unresolved
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Also reported:
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Agents:
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Steve
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Managers:
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Micheal Saracco
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Phone:
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800-611-0631
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URL:
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Monetary damages:
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$2,650.00
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- Did you find this complaint useful?
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Yes (7)
No (0)
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The Great Disappearing Act
By: Sep 28, 2018I paid $2000 up front on a quite tight scam to get me out of my timeshare as promised. I even offered them a one year extension when they told me they were within weeks of closing the deal. Of course, nothing ever happened, and despite their adamant guarantee, they are nowhere to be found and not answering any means of communication. Bad people!
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My demands:
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Honoring their guarantee and returning my fees paid
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User Recommendation:
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Stay away
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Resolution:
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Unresolved
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Also reported:
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Phone:
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386-265-5925, 800-611-0631
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URL:
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www.consumeraide.org [email protected]
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Monetary damages:
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$2,000.00
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- Did you find this complaint useful?
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Yes (2)
No (0)
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After 3 years no cancellation and no money back
By: Sep 26, 2018Two years ago I engaged American Consumer Credit to cancel my time sharing with Royal Holiday and pay $2500.oo. Since I never received any information regarding the cancellation. Numerous phone calls and emails with no response. This company misrepresent itself as a BBBa+ and a 1005 guarantee or money back. All is false. This people are after the money of customers. They are irresponsible. I have email them asking to refund my money y numeous occasions and no answers. This business is SCAM.
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My demands:
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Solve the cancellation or return my money.
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User Recommendation:
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Stay away
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Resolution:
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Unresolved
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Also reported:
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Monetary damages:
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$2,500.00
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- Did you find this complaint useful?
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Yes (3)
No (0)
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They did absolutely nothing they said they would
By: Sep 24, 2018I hired them to get us out of our timeshare. We did everything they told us to do. To just find out that they filed bankruptcy. we are in financial ruins. We can not get approved for a loan. We owe HOA's and Mortagage payments on the timeshare. We were to stop making payments.
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My demands:
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I would like my money back and to eliminate the timeshare
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User Recommendation:
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Stay away
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Resolution:
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Unresolved
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Also reported:
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Monetary damages:
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$2,900.00
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- Did you find this complaint useful?
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Yes (3)
No (0)
- Leave a comment
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Fraud, Scam
By: Sep 17, 2018As with all the other complaints. I was suckered by this company to pay them $2,500 to get out of a timeshare. I knew something was up when my contact agent (Sheri Nine) no longer worked there and my calls were never answered. All lines are unavailable. Sheri if you're out there reading this, or the owner (Dana Micallef), or the attorney (Michael Saracco), you will be found and you will pay everyone back. I don't know how you go to sleep at night you miserable losers. Although, Dana claims to be a good guy (read articles), yet he's hanging out with fast cars and yachts. Same goes for his sleazy attorney Michael Saracco. He and his wife have Facebook pictures hanging out in the ocean on our dime.
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My demands:
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Pay back in full with an apology you RAT!
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User Recommendation:
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Stay away
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Resolution:
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Unresolved
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Also reported:
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Agents:
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Sheri Nine
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Managers:
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Dana Micallef
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Phone:
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800-587-3948, 386-301-4292
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Monetary damages:
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$2,500.00
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- Did you find this complaint useful?
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Yes (7)
No (0)
- Leave a comment
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Comments:
Mac
Apr 22, 2018 10:59 AM
I finally received a call and a promise to look into my file after a year and a half. They promised a call back with results but until I actually receive that call and see the results it is just more promises. Hopefully waiting but doubtful. As of now I would have to say Don't waste your money on these people but I will be pleased to post positive comment and remove this if I'm proven wrong. If I continue to get no results I'm prepared to use this and every other platform to let the world know. Make this right or return the money!! 18 months with nothing cannot be accepted!
Mac
Apr 17, 2018 9:24 PM
Why was my negative comment deleted? Still waiting for "American Consumer Credit" to return my call.
Mac
Apr 17, 2018 2:41 PM
I would appreciate someone from American Consumer to actually convince me you are trying to do what you were paid for. I'm open and want to believe but you make it difficult. We are getting tired of words and would like to see some actual results. We have been signed up with you for nearly a year and a half and have had NO results. You do not get back to us nor do you ever appear to actually do anything. I have not seen any copy of correspondence to Festive - all I have seen is letters from their Debt Collections (Zoolander Capital) after not making payments per your directions. I seriously doubt you ever follow through on your 100% refund offer as you apparently only succeed in ruining the credit of good people who choose to take you at your word. If you want to discuss this personally you know my number as I called several times and and emailing you a copy of the FIRST public complaint.
Perry Gregor
Mar 28, 2017 2:39 PM
Mandy, did you have success? Thanks!
Shequite
Feb 07, 2017 6:09 AM
Also, play your recordings so everyone can see how disrespectful you all were to me. I speak like I am spoken to. I was nothing but a buck$$$ in your eyes as long as you could get it. When I started asking for my money back you became irritated and intentionally exited me from the program wrongfully. As I stated before, the letter stated within 5 business days. I called, emailed, and sent message via web on the day the letter was received. This was something you all wanted to do!. Gave me the run a round knowing what your plan was all alone. FAKE!!! Don't trust their lies!
Shequite
Feb 07, 2017 6:05 AM
Victim no! unfairly treated Yes! you all never contacted me once about a non-payment until you sent a letter. Who does business like that. Not once did I miss a payment before I had card issues. You emailed me in Nov and not once mentioned the fact that I had missed a payment. I asked for my money back, again...not once did you or your staff say you are delinquent. I assume you were still taking payments. You took a large lump sum of money out of my account and not once did I call and yell at you. I only asked that my funds be returned and you only take the amount owed. Late due to having to change cards with back switching to chip card and I paid right then and there. Besides, I was promised I would have my timeshare canceled within a year, did it happen? NO! You all did nothing and refuse to show me anything in reference to where you were with my case. Maybe that is because you had done nothing. You all are quick to say you were right and hate to admit when you are wrong. You are unprofessional and misuse people. You only reinstated me once. I guess it is ok when you mess over costumers lives, take out large sums of cash, and speak disrespectfully, etc.... but it is not ok for them to miss a payment or speak to you in the tone you speak to them in. I pray you all stop messing over people and you can know your day is coming. Investigate them as much as you can people and find out who they really are before you visit their fake BBB page with a D-. Read carefully and view others complaints. I should have investigated more before allowing you all to mess me. You stole American Consumer Credit Counseling Profile to appear as if you were legal. Truth be told you are partnering with these timeshares to make money off the customers. I will continue to voice my opinion on social media, web, BBB, etc. until you all are caught. My opinion is my opinion and I think you all are fake. Who sends mail with no contact information. Yes!!! I have attitude...who would not. Lord knows everyone working for this company will caught it when your day comes. I hope they are paying you enough money to survive that hold you all are digging for yourselves. Enjoy the money you took from me because I was make sure everyone knows about you and your unprofessionalism/fake setup of a business!
Shequite
Feb 07, 2017 6:04 AM
Think and research before going forward. They will treat you nice to get you in the door then you will become a number in their black book swept under the rug.
Shequite
Feb 07, 2017 6:03 AM
Victim no! unfairly treated Yes! you all never contacted me once about a non-payment until you sent a letter. Who does business like that. Not once did I miss a payment before I had card issues. You emailed me in Nov and not once mentioned the fact that I had missed a payment. I asked for my money back, again...not once did you or your staff say you are delinquent. I assume you were still taking payments. You took a large lump sum of money out of my account and not once did I call and yell at you. I only asked that my funds be returned and you only take the amount owed. Late due to having to change cards with back switching to chip card and I paid right then and there. Besides, I was promised I would have my timeshare canceled within a year, did it happen? NO! You all did nothing and refuse to show me anything in reference to where you were with my case. Maybe that is because you had done nothing. You all are quick to say you were right and hate to admit when you are wrong. You are unprofessional and misuse people. You only reinstated me once. I guess it is ok when you mess over costumers lives, take out large sums of cash, and speak disrespectfully, etc.... but it is not ok for them to miss a payment or speak to you in the tone you speak to them in. I pray you all stop messing over people and you can know your day is coming. Investigate them as much as you can people and find out who they really are before you visit their fake BBB page with a D-. Read carefully and view others complaints. I should have investigated more before allowing you all to mess me. You stole American Consumer Credit Counseling Profile to appear as if you were legal. Truth be told you are partnering with these timeshares to make money off the customers. I will continue to voice my opinion on social media, web, BBB, etc. until you all are caught. My opinion is my opinion and I think you all are fake. Who sends mail with no contact information. Yes!!! I have attitude...who would not. Lord knows everyone working for this company will caught it when your day comes. I hope they are paying you enough money to survive that hold you all are digging for yourselves. Enjoy the money you took from me because I was make sure everyone knows about you and your unprofessionalism/fake setup of a business!
Cory Hubbell
Feb 06, 2017 5:43 PM
Shequite, You missed multiple payments that you agreed to in your contract(s) and we re-instated you in our program twice out of a willingness to work with you. You chose to not pay again and breach your contract a second time, so you were dropped from the program after that per the contract that you agreed to and signed. You also called our office on multiple occasions with a very unacceptable way of communicating with our staff. These are the reasons Shequite was terminated from our program. You are playing a victim card when you couldn't stick to a scheduled payment program that we forgave you in 2 times. We do not work for people that do not pay for services.
Cory Hubbell
Feb 06, 2017 2:39 PM
Shequite, You missed multiple payments that you agreed to in your contract(s) and we re-instated you in our program twice out of a willingness to work with you. You chose to not pay again and breach your contract a second time, so you were dropped from the program after that per the contract that you agreed to and signed. You also called our office on multiple occasions with a very unacceptable way of communicating with our staff. These are the reasons Shequite was terminated from our program.
Shequite
Feb 06, 2017 8:31 AM
I would like to have my money back! This is not accurate information!!! I was messed by Westgate and now by you all. Not fair. I need a legitimate lawyer to sue you all.
Shequite
Feb 06, 2017 8:24 AM
They did me the same way. I paid close to $2000.00 and they never contacted me unless I missed a payment. Every time I contact them I got nowhere other than we are working on it. I paid for a year and nothing was done. I asked for my money back via email because I saw nothing that they were doing to help me. No one replied to me telling me what I should do to get my money back. I was messed out of money I did not have to spare. On top of that they took a large lump-sum out of my account at once causing me to overdraft and make a late rental payment on house. I ended up having to pay late fees and could not get anyone on the phone to help me until the week following. When I did get someone, they returned my money but I still suffer the over draft fee and late rental payment. When I receive a letter, no contact information was on there. Number I was given when I first signed up was disconnected. After taking all my money over a year, maybe a lil less, I was told they could not serve me anymore due to delinquent payments by Paula. Note: the note that I received in the mail said I would be dismissed if I did not contact them within five business days. I contact them the same day. This company is only in position to get money...not help you. You would be a fool to trust them. They work with the timeshare companies and do not care about the customers. I could never speak with the lawyer himself but I was told he didn't want to deal with me.
Cory Hubbell
Jan 26, 2017 9:58 PM
Please feel free to reach out to me at [email protected] and we can have a discussion about providing you with releases to review from many resorts. We do not post information like that in a public forum, even with redacts because we do not like to expose our clients to any ancillary risk.
Cory Hubbell
Jan 26, 2017 9:56 PM
Jim, We eliminate timeshare contracts and we do everything in our power to protect your credit while we go through the process. If you ended up here you have done research and you have been victim of the timeshare industry. Getting a client released can be a process but we always do everything in our power, including disputes, to protect our clients during the process. We hope you take a serious look at the market and do your research. We cancel timeshares legitimately and forever. Period.
Cory Hubbell
Jan 26, 2017 9:54 PM
My name is Cory Hubbell and I am the COO in charge of operations for American Consumer Credit LLC. We just wanted to follow up on this complaint and let the community know that not only did we get Mandy out of her first timeshare, she has since employed us to do a second release for her. This website has no moderation and is a terrible barometer for a review of our company. We have been in business since 2004 and have gotten 1000's of releases for our clients. If you would like real reviews of how we do business visit us here: https://www.trustpilot.com/review/aconsumercredit.com
Jim Gomez
Jan 20, 2017 1:54 AM
I would also be interested to know if her credit was damaged and or repaired if needed. I currently have a 700+ score and cannot afford to have it tarnished. I contacted this company today and would like to use their service but not sure yet.
Bryant Best
Jan 10, 2017 1:42 PM
Hi Sean, could you please provide me with a copy of Mrs. Straksis' release please? My email is [email protected] . Thanks!
Sean Chesser
Nov 23, 2016 9:17 PM
UPDATE: Mrs. Straksis is out of her timeshare and I would be willing to prove it to anybody. I have a copy of her release
Sean Chesser
May 24, 2016 4:56 PM
I spoke with Mandy and took care of her concerns. It was not a foreclosure the resort was telling her that they would do that but they are just trying to get a payment from her. These resorts are very unethical and are scams and we will get Mandy out along with the 1000s we have already. The government should shut this resorts down but i don't feel the government has are best interest in mind anymore.
mandy straksis
May 08, 2016 11:47 PM
I have paid american consumer credit as well as of January and stopped paying my timeshare. I have sent everything to Michael Saracco and I too have asked for some proof that some contact with my resort has been made. I have now received notice that they have filed with the credit bureaus. I was told up front that my credit would be cleaned up after the cancellation but now I am being told that I am going into forclosure and will have to pay all court fees etc. I spoke to Michael Saracco and he said that my file was still new since it has only been 5 months and would need to be escalated but I am now worried about forclosure and don't know what to do or what is being done if anything. The better business bureau doesn't have american consumer credit.
Sean Chesser
Apr 12, 2016 6:57 PM
This was done by a competitor are fees are not that price. Also Saracco is spelled wrong. We have an APlus rating with the BBB and i can prove to anybody what we do.