My husband applied for a loan through American Credit Company. The first one Named Alex Watson, middle eastern accent doubt the real name. Told him he was approved for $7,000. We had to show a good faith payment of $438.00 on a greendot card. He was at work and asked if I could do it, they agreed. They then informed me the price $564.00. On two green dot cards. Wait 30 minutes and the money would be transferred into our account. Then they said he had a hospital bill he had to pay $400.00. We only had $150.00. The finance officer Brian Hunt, thick accent, said he would pay the rest and we could pay him when the funds were transferred. This was around7p on Friday, so he said we had to wait until Monday to receive our funds. On Saturday morning they called and said they couldn't deposit the funds because my husbands credit score, we know that is bogus. They wanted to fedex him a papercheck. We would have to pay $150. Again on a green dot card. They kept screaming at him you don't trust us. Now a week later, they say if you pay us $450 for insurance we will send it Western Union. Today someone from there called him and said he has a loan that he defaulted on and if he didn't pay it by green dot card he will go to jail tomorrow. He doesn't have a loan, they kept our MONEY!!!!!Show more...
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My fiance' and I tried to get a loan for $2,000 to pay rent and other things and the payments was going to be $150 a month so we said ok so we had to show him the $150 to make sure we can make the payments and he said we will get the $150 back so we gave him the $150 through the green dot card and then he turns around and says we had to pay $230 because of my bad credit so we gave him the $230 through another green dot card so he could give us the pin because he sent the money to the western union he told us all we had to do was give the western union the pin number then we would get the money so we go to the western union and fill out the app and take it to the counter they said the money is not there then we call the guy back and told him then he gonna say we have to pay an additional $300 and we are like no. He should have told us the first time around we didn't know that then we asked if we can have our $230 back but he said no he can't refund it because the application is already processed then we told him we will just cancel our application he said it will cost $84 or $87 to cancel ithe said he will take it out the $150 and we will get a refund of $62 back by check.Show more...
ALL money back
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