This lady name Caroline Hall called me and left a message on my answering service, from Cedar Creek Financing stating that I had been approved for an $8,000 loan and to call her back to go over details of the loan. I call her back and she stated that I had to put up collateral for the loan, my house, car, or 3 upfront payments for the loan. I chose the 3 upfront payments that total 574.00. I told her okay I will pay now with my debit card. Ms. Hall stated that I would have to send the money wire and that's the only way they would take it. So the next day I went to the western union as she told me to and call her. She told me to wire the money to Joshua O'Connor a loan officer. I felt strange but she assured me that I would receive the money within 2 hours. Ms. Hall even stated I will get back the $46 it cost me to send it. I do have the signed contract I signed with this company. After they received my money, a Daniel Coles called me and stated he was the loan adjuster and the loan will not go thru unless I sign the Optional Insurance Coverage for $3000 and send $750 to put down on that. I told Mr. Cole I did not want the loan and refund my money and he assured me he would refund my money in 14 to 30 days. I kept demanding that they send my money back asap because I did not default on their loan. He told me it had to be processed and I will get a refund. This happens on 9/20/2016 and still till this day no refund. Please help this company is really hurting people when they are already in great need. Please, people, beware of this company and stay away very deceitful practices.Show more...
Refund all my money.
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