Credit Card Scams and Complaints
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It seems like everyone needs money these days, and credit card scams are a perfect way for criminals to take advantage of unfortunate people who often don't have another option for getting more money. One of the most common types of scams associated with credit cards is when the scammer makes a phone call to the victim, who probably has terrible credit, to offer a chance at getting a new credit card. The caller explains that to get the card an upfront or one-time fee is required after which a request will be made for the victim's bank account information. Unfortunately, most people end up out a few hundred dollars (or more) from the scam and never even get a credit card. Another unfortunate type of credit card scam that is truly common and also involves the telephone is when someone gets a phone call from a telemarketer attempting to sell something. The victim might be convinced to make a purchase and hand over his credit card information, but the scam is that there's no actual product or service. The key to avoiding such a scam is to never offer credit card information over the phone when the card holder didn't initiate the call. Visit ScamGuard.com for more information on credit card scams and to report your experience if you've been a victim.
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