A woman "Lucy" contacted me this morning asking if I would be home around mid-day because I was being sued and she needed to drop of the paperwork. She stated that she could not give me her contact information as she was calling form a private line and was only hired by GF Group to drop of the summons to court. She stated that I had been sent a letter 30 days prior so I should have been aware. She said she was calling as a courtesy and had already been to my home 3 times, but that no one had answered. She told me to contact GF Group, gave me a phone number and a reference number if I wanted anything resolved before she attempted to go to my home again. I called GF Group, got hung up by a woman I am assuming was "Lucy", called again and was finally able to speak to a Mr. Henry Ochoa. Mr. Ochoa proceeded to inform me that they were attempting to collect a debt from back in 2015 of more than $2k and that I was at risk of being sued if I did not take action immediately. I informed him that I did not have $2k and he told me to give him 5 seconds, that he would speak to a Mr. William Brown to see what deal he could give me. He came back on the line and offered me three options: paying the amount in full, making a down payment and then monthly payments, or be taken to court and resolve this debt in front of a judge. I informed him that I was unaware of this debt and I would like to receive paperwork showing proof of what I owed to discuss with my lawyer and Mr. Ochoa lost it. He became irate about the fact that I wanted them to send me a letter or any type of proof. He again threatened to sue me if I did not resolve the matter immediately and stated that I was refusing to pay my debt. I told him that I was not refusing anything, just wanted to see proof of what I owed and to see what other steps I could take. He told me that he did not have to show me anything and again told me that he would see me in court. That is when I hung up.Show more...
Would like others to be aware that they have rights. Debt collectors have to show proof of debt, and cannot harass or threaten anyone.