Received a call from Ms. Mullens who stated legal action was pending regarding a Master Card acct through Capital One and that I was "Officially Notified". I returned the call and spoke to Courtney Taylor who informed me that Capital One was trying to contact since 2013 regarding an unpaid outstanding balance of $1,984.52. Last payment made Feb 13 of $150.00. He proceeded to inform me that I was not properly notified since Capital One was using old mailing addresses, phone numbers and email addresses. He had ALL my personal information, DOB, SSN, current address, phone numbers, past addresses and email addresses!! Then he offered to reduce the balance due to $1,045.45 if I paid by 4pm same day. I refused and told him to send me the account number and creditor details on a verification of data memo. He did send the memo and it looks very shady. The address in Atlanta GA on the memo is a fake address. The phone numbers were located in Buffalo NY. The memo letterhead looks doctored and pasted over another logo where part of the logo was showing on the side. I researched scam reports using the phone numbers they provided and sure enough, several complaints were cited using the same phone numbers. I contacted Capital One and their legal dept had no record of any open debt under my name. I provided Legal One Mediation information and they told me that Capital One does not use this company. I also reviewed my credit report and this account is not listed. I placed a identity theft alert on my credit that will stand for one year. Watch out for these thugs as they are getting crafty with their scams.Show more...
Report this company to your local state Consumer Protection Agency and the Federal Fraud Hotline.
Identity Theft Risk: