I had gone online trying to secure a short term12/17. loan for an emergency situation. I received a phone call on 7/12/17 informing me that I was approved for a loan of $3000 with monthly installments of $250 for 16 months. This was something that I was possibly looking for so I returned the call. When I called back, I spoke with Caroline [email protected] ext 179. She partially explained the process and took my information. She stated to me that I needed to go to Walmart and purchase a gift card in the amount of $250 and call her back. I waited until 7/13/17 to respond due to trying to really see if this was a legitimate lending company. On 7/13/17, I purchased the Walmart gift card and called her back. She took the information off the receipt and back of the gift card. She then transferred me to the verification department. I spoke with a lady who verified the information. She then transferred me to the dispatching department. I spoke with a man name Daniel. He stated to have the funds transferred from Florida to California required a transfer fee of $425. I needed to go to Walmart and get a gift card and call him back. Thinking that this was still legitimate, I got the gift card and gave him the information off the back of the gift card. I called him back at Daniel (561) 249-4909 ext 106. He then took the information and stated that the funds would be transferred into my account within 30 minutes. He verify the information again and placed me on hold. He came back on the line and told me that the funds could not be transferred because the State Tax Department had placed a hold on my loan transfer because my credit score was not in the range to receive the loan. He stated that I needed to have the loan in the range and in order to do that I needed to pay $399 and the funds would be transferred. I asked specific questions as to who the State Tax Department was/location and telephone number. He stated they do not have a number or a location. So I asked how am I supposed to make the payment to raise my credit score. He stated that I needed to get a Walmart gift card for $399 and call him back. I stated to him that this really does not sound like something the State Tax Department would do and conduct business. He told me they only dealt with Walmart gift cards. I then told him that I did not feel comfortable with this and would like not to do it. I asked him what and how was I going to receive the monies of $675. He stated that the funds could not be reimbursed because one was a processing fee and the other was a transfer fee. I stated how could there be a transfer fee if the State Tax Department has a hold on my funds. He stated that once I paid the $399 the deposit totaling $3675 would be released into my account. He stated I would also receive the credit of $399 back. This was being used to raise my credit score. I felt very uncertain with regards to this because of not knowing or giving a full explanation of the State Tax Dept. None of this was explained to me up front as to how this operated or else I wouldn't have done this. When I explained to him that I did not want to do this and how to get my $675 back he stated that I couldn't get it back and I need to realize not only I was out of $675 they were out of $3000. I asked him to explain that and he couldn't so he transferred me to someone else who tried to explain but couldn't.
Bottomline is I really feel I have been scammed or this is fraud. I would like to have my $675 back because I did not receive the monies and the transfer attempt didn't go through.
I have attached the Walmart gift card numbers provided to them and the receipts of purchase of gift cards.
I would like my $675.00 back
I don't recommend them
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